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Proven Advice To Maximize Your Divorce Settlement And Save Thousands Of Dollars—By An Expert Finally, the only program of its kind, developed especially to teach you how to achieve personal economic survival in your divorce The cost? A fraction of what your lawyer charges for a single hour. Dear Friend, My Story You see, a few years ago, I was going through the exact same thing. The emotions are overwhelming. I remember the feelings of embarrassment and failure. What would my family and friends think? Am I really such an awful person that I can't make my marriage work? And then the feelings of rejection. The person I was going to spend the rest of my life with didn't want to be with me any more. What's wrong with me? Then I would focus on my wife, and I would get mad. I wanted to get even. I'd show her a thing or two… Interestingly, in the midst of all of these negative emotions, I had some positive ones as well. Now I would have the freedom to do what I wanted, when I wanted. I could work on my own schedule, and run the house the way I wanted to. I could look forward to a new life, and new challenges. Then I'd get mad again, and start feeling inadequate, questioning my ability to make it on my own. How would I take care of the kids by myself? I have three children, and they were young at the time. I had to make sure they got to and from school, got fed, homework done, sports practices, and on and on. And what about when I had to travel on business? It's a roller coaster of emotions. Up one minute, depressed the next, and angry after that. The Business Side Of Divorce At some point, I realized that I had to get down to the business of the divorce itself: Who gets what property? How do we handle child support? Will there be alimony? What happens to the kids? I felt pretty good about my ability to deal with the financial side of things. After all, I'm a Certified Public Accountant. The money part should be easy, right? Boy was I in for a surprise. I met with my lawyer and started looking at all the forms and information I needed. I didn't understand how any of this worked. Then I realized that with all of my education and experience, I knew next to nothing about divorce. There are tax rules covering various aspects of getting divorced, but they're not taught to us in college. I was never exposed to things like child support calculations and determining when alimony is paid, and how much it should be. The CPA exam is generally recognized as the most difficult of all professional certification exams. When I took it, it lasted three days, and only 15% of the people passed it on the first try. There were multiple choice, essay, and case study questions where you had to work out the problems just like you were doing a real job. With all of that, how many questions do you think dealt with divorce? That's right, exactly ZERO. My Advantage I did have one advantage though: I was able to learn new financial concepts fairly quickly. Being a CPA, and especially being experienced in taxes, I was used to reading statutes and court cases, and applying the law to my clients' situations. So I stumbled my way through my own divorce, and in the process, I learned. Later, my ex-wife took me back to court to ask for a "modification" to the original divorce. The modification was more time consuming and more expensive than the original divorce. And I learned some more. Soon, I developed a specialty in helping those going through divorce. Divorce lawyers started calling me to get my advice on handling income tax and financial planning issues for their clients. My clients appreciated how I could explain complex financial concepts in easy-to-understand language. As I dealt with more and more clients, I realized that most people are as clueless about divorce as I was. And why wouldn't they be? It's not something we worry about in every day life…until we have to. So Many Expensive Mistakes Many recently divorced people found me on the Internet while looking for someone to prepare their taxes. They saw that I specialize in divorce, and asked me to prepare their tax returns. That's when I started seeing the awful mistakes people were making in negotiating their divorce settlements. These were people who were already divorced, so I didn't have a chance to advise them before it was too late. And they had agreed to things that would cost them literally thousands of dollars over the next several years. Unfortunately, their lawyers were either too busy or just didn't understand the impact of the decisions that were being made. (Divorce lawyers generally aren't tax and financial planning experts. Usually, they're quite the opposite, and they readily admit it.) So I started searching the Internet and bookstores for a resource I could recommend to people to avoid the kinds of mistakes I was seeing. While there were a few books out there, most were incomplete, and sometimes downright inaccurate! Also, many people don't want to read. But listening to audio programs is easy, and can be done while driving, exercising or doing other activities. That's when I decided to create a CD series to educate people, and prevent them from making one of those costly mistakes. The Divorce Financial Survival Series was born. This May Be The Most Important Letter You'll Ever Read Here's why: This one-of-a-kind audio program, The Divorce Financial Survival Series, teaches you the tricks and traps involved in negotiating your divorce settlement. You'll get scores of tips, any one of which could mean literally thousands of dollars in your pocket. Whether you and your spouse are at each other's throats, or you're going to do a "friendly" divorce, this program is invaluable. And you simply won't find this information anywhere else! I know you're probably skeptical. I would be, too. That's normal and healthy. Let me give you three good reasons I can back up what I claim: Three Reasons To Believe What I Say Reason 1: I am the founder and director of this website, as well as a CPA firm specializing in divorce. My firm, Thomas Norton & Company, LLC, in St. Louis, MO, is dedicated to helping individuals and couples experiencing divorce. Every day, I work with divorcing clients and their attorneys on the financial and tax aspects of divorce. Reason 2: I have a one-of-a-kind set of credentials, which makes me uniquely qualified to help people experiencing divorce. I have all of the following certifications, so I can guide you through the financial maze in your divorce:
Reason 3: Most importantly, I am divorced myself. As I explained before, I understand the pain and emotion you are going through, and how overwhelming the process can be. I want to lessen your anxiety—and fatten your bank account—by teaching you all of the things I wish I would have known during my own divorce. Here Is A Summary Of The Benefits You Receive
You Deserve A Fair Divorce Settlement! Nationwide, it is estimated that at least 95% of divorce cases settle without going to court. The Divorce Financial Survival Series shows you how to get the divorce settlement that maximizes your share now, ensures you the greatest cash flow in the future, and minimizes your taxes along the way. And if your case does end up in court, you'll be armed with the knowledge and strategies you and your lawyer need to successfully argue your case. You get more than six hours of information-packed audio. Specifically, here is what each CD covers: #1 First Steps—This CD covers what to do if you're thinking about divorce and right after you file. Or, what to do if you're suddenly served with divorce papers or your spouse tells you they want a divorce. Highlights include:
If Your Spouse Listens To This, They'll End Up With Your Money #2 Property—Here you'll learn all about the property division in your divorce. This deals with how assets and debts are split between you and your soon-to-be ex. Don't let your spouse get the upper hand! Highlights include:
This Isn't Just ABout You - Your Kids Are At Risk, Too #3 Child Support—If you have children, you won't want to be without this CD. Child support can be big source of disagreement and concern between parents. At the same time, we all want to make sure our kids are taken care of. You don't want to screw this up! Here's what's covered:
What Everybody Ought To Know…About Alimony #4 Alimony—Your attorney may call it "maintenance" or "spousal support." But whatever it's called, paying or receiving alimony has a huge effect on both your cash flow and your income taxes. There are significant tax consequences if you do any one of a number of things wrong, and it's very easy for your lawyer to miss something (assuming they know about these things in the first place). What you don't know definitely can hurt you. Here are the highlights:
You're Probably Going To Pay Too Much In Personal Income Tax This Year #5 Income Taxes—As if the income tax law weren't confusing enough, throw a divorce into the mix, and even routine tax issues become complex. This CD covers income tax issues you'll face both now, while you're in the process of getting divorced, and years into the future. Don't let the IRS get their hands on your money! Here's a sample of what you'll learn:
Money. You're Making It. Now Manage It. #6 Financial Planning—Both during and after your divorce, you need specific guidance on cash flow, debt management, savings, investments, etc. You will likely be dealing with the financial and tax effects of your divorce for years to come, so proper planning is essential. Here are the highlights:
Even Though We're Getting Divorced, My Spouse And I Get Absolutely! Many of the strategies you will learn actually work better when you get along with each other. For example, if you are both determined to minimize your combined taxes and maximize your marital property, it's much easier to do when you cooperate. In my practice, many of my cases are either mediated or collaborative cases, where the parties are reasonably "friendly." As a matter of fact, I spend a good deal of time in The Divorce Financial Survival Series discussing the benefits of avoiding court and all the ugliness that goes with it. Won't My Lawyer Take Care Of All Of This? One of the first things I will teach you is how to find a good lawyer. One who is experienced in family law and is a good fit for your circumstances. Having an expert lawyer is absolutely essential, and I will remind you of that throughout The Divorce Financial Survival Series. But even the best divorce attorneys cannot be expected to keep up with every nuance of the tax laws, and they're simply not trained to do financial analysis. The fact is, most of the divorce cases I work are referred to me by attorneys who wisely recognize their limitations. Family law attorneys have one of the toughest jobs in the legal profession, because they have to be familiar with so many different areas of the law: Divorce, child support, alimony, custody, paternity, spousal and child abuse, property, contracts, taxes, trial procedure, etc., etc. You need to be informed, so you and your attorney can work as a team. Leaving your future in someone else's hands is not a formula for success, and could cost you thousands or even tens of thousands of dollars. Which leads me to my next point... The Dirty Little Secret Of The Divorce Business You need to come to grips with one reality that is universally true: No one cares about your divorce as much as you do! Your lawyer doesn't, your therapist doesn't, your CPA doesn't, and the judge certainly doesn't. The only one who comes close is your spouse, and they're not exactly thinking about it from your point of view! No matter how good your lawyer is, no matter how much they empathize with you, they're not thinking about your case all day long like you are. They're not driving down the highway thinking about your case like you are. They're not going to sleep thinking about your case like you are. Your lawyer is an absolutely essential component to your team, but you are the captain of your team, and you are responsible for what happens. It is your responsibility to be informed and to use that information to lead the team. After all, you're the one who will suffer the consequences if you fail. Warning: You Probably Can't Do This Without My Help! Taking charge of your divorce education, your divorce case, and ultimately your future may seem too overwhelming to you right now. I know, I've been there. The good news is, you have something available to you that I didn't have when I was in your shoes…The Divorce Financial Survival Series. I'm only stating a fact when I tell you this is the only program of its kind. You can surf the Internet to your heart's content, and you won't find anything like it. Oh, there a few books you could buy. If you bought all of them and read them cover to cover, maybe you would get 40% of what you'll find here. I have most of the books, and I was shocked to see how often they were wrong! Will You Invest $97 To Protect Everything You Have Ever Worked For? These same CDs previously sold for $197 on this very website. The only difference was that a free 15 minute consultation was included, along with a written transcript of the CDs. Feedback from people just like you was that they would rather pay less, and skip the transcript and 15 minute consultation. So we've lowered the price to only $97. Think about that in the big scheme of things. Depending on where you live, a decent divorce lawyer will cost you between $200 and $400 or more per hour. A CPA or Certified Divorce Financial Analyst will cost between $125 and $300 per hour. As a matter of fact, if you were to come into my office, sit across the table from me and have me prepare and deliver to you the exact same information you'll get in The Divorce Financial Survival Series, it would cost you more than $2,000. And you wouldn't even have a recording to refer to in case you missed something! So you're getting the very same information for less than 5% of the value of my time alone! I'm sure you've figured out by now that getting divorced is expensive. For a very small investment, you'll learn how to reduce your divorce costs and your taxes while getting the most dollars possible in your settlement. It's a drop in the proverbial bucket that may pay for the whole bucket! ***Very Special Limited Bonus*** Remember how I said our customers preferred a lower price without the transcript and free consultation? Well, the problem is, we still have some of the transcripts that were printed. They're literally sitting in an offsite warehouse, packaged together with the CDs and Free Consultation Certificates. We would have to pay someone to tear them apart, and then we'd have to come up with some way to sell just the transcripts by themselves. And since there is only a limited quantity, it wouldn't be worth going through all of that. So, while they last, you can get this whole package, that previously sold on this very website for $197, for only $97! But once they're gone they're gone, so I can't guarantee you'll get one if you wait. If you order today, though, I'll make sure you get both the transcript and the free consultation. This really is a limited bonus. I'm only mentioning it in this short section so that I can easily delete it once they're all gone. Take These Bonuses To Jump Start Your Divorce Case As if the CDs weren't enough, when you order The Divorce Financial Survival Series right now, you will also receive the following Free Bonuses. Start using them right away to get a head start on your divorce. Bonus #1: First, you'll get an instant download of my special ebook, How To Hire A Lawyer And Lower The Costs Of Your Divorce. Hiring the right lawyer could make all the difference in the outcome of your case. I'll show you the tips to finding and hiring the best lawyer for your unique circumstances. Already have a lawyer? That's okay, because this ebook will also give you insider secrets on how to lower your legal bills and other costs of getting divorced. This ebook will easily save you many times your investment in the entire program. And it's yours...FREE! Value: $30 Bonus #2: Next, you'll get My Personal Directory of Divorce Websites. You'll be able to download it as soon as you order. This is my private collection of the best divorce-related websites on the Internet, which I have kept to myself—until now. Many of the websites are undiscovered gems that you won't find by searching on Google or Yahoo. Continue your research right now, knowing that you're getting the best of the best information. Value: $30. Bonus #3: Your third free bonus is a Fast Start CD that guides you through the whole series, and gives you the mindset you need to make the most of your divorce. It's very common for men and women going through divorce to "give away the store" because they don't approach the divorce with the proper attitude. All the education in the world won't do you any good if you don't use it. This CD will teach you how to use what you learn. Don't underestimate the importance of this CD! Value: $40.
Click Here To Get It Now
The Divorce Financial Survival Series comes with a full 100% money-back guarantee. If you get the CDs and they're not everything I've told you and more, simply return them within 30 days for a full refund. No questions asked.
The truth is, I'm not too concerned about you returning the CDs. The value you'll receive is so much greater than the small investment, I'm betting you won't even consider returning them. Can You Afford To Wait? If you're considering divorce, and especially if you're already in the process of getting divorced, time is of the essence. You'll have court imposed deadlines to meet, and the sooner you start planning your strategy and considering your options, the more likely you are to structure a favorable settlement. Sometimes it's my job to give my clients the reality check they need, so I'll be blunt: This is not the time to procrastinate. This is a $97 investment that could literally be the difference between financial security and living paycheck to paycheck. You're going to pay you're lawyer that much for a short meeting or even phone call! You've probably paid for dinner and tickets to a ballgame or night at the theater that cost more than this! You need to get started implementing these strategies absolutely as fast as you can. Timing matters, and you don't want to miss the boat. You have absolutely nothing to lose. You have a 30 day, 100% money-back guarantee. You're getting free bonuses that are worth the price of the program all by themselves. If you're not going to take advantage of this opportunity, what are you going to do? What's your alternative? Hire a lawyer and hope, hope, hope?
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My name is Tom Norton, and while I can't know everything you're going through, I am truly sorry for what you are experiencing. I have the greatest respect and empathy for you and your situation. You're facing the prospect of divorce, and you're worried about what's going to happen: To you, to the house, to your retirement…and most importantly, if you have children, what's going to happen to the kids.
And even if you return the CDs, you can keep the bonuses as my free gift for giving it a try. That's right, I will give you the three bonuses—yours to keep—just for listening to these life-changing CDs.